:root{
  --navy:#08265f;
  --royal:#1e4698;
  --blue:#126fd1;
  --sky:#2a8bff;
  --green:#20c75a;
  --mint:#6effad;
  --soft:#f6f9ff;
  --ink:#0b2450;
  --muted:#637594;
  --line:#d8e3f5;
  --white:#fff;
  --shadow:0 22px 55px rgba(6,26,77,.22);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.62}
a{color:inherit}
.topstrip{background:#0a2d68;color:#dceaff;font-size:.86rem;font-weight:800;letter-spacing:.01em}
.topstrip .wrap{max-width:1180px;margin:auto;padding:7px 18px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topstrip a{color:#fff;text-decoration:none;font-weight:950}
.sitehead{position:sticky;top:0;z-index:60;background:var(--royal);border-bottom:3px solid var(--green);box-shadow:0 8px 28px rgba(0,0,0,.12)}
.nav{max-width:1180px;margin:auto;padding:11px 18px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}
.brandmark{width:40px;height:40px;border-radius:13px;background:linear-gradient(135deg,#1478e5,var(--green));display:grid;place-items:center;color:#fff;font-weight:950;box-shadow:0 10px 25px rgba(0,0,0,.18)}
.brandtext{font-size:1.28rem;font-weight:950;color:#fff;letter-spacing:-.025em}.brandtext span{color:var(--mint)}
.menu{display:flex;gap:16px;align-items:center;flex-wrap:wrap}.menu a{text-decoration:none;font-size:.88rem;font-weight:900;color:#e7f0ff}.menu a:hover{color:#fff}.menu .quote{background:var(--green);color:#fff;padding:11px 16px;border-radius:8px;box-shadow:0 10px 25px rgba(32,199,90,.25)}
.hero{position:relative;overflow:hidden;color:#fff;background:linear-gradient(120deg,#1b4498 0%,#2253b4 46%,#0f7bd6 100%)}
.hero:before{content:"";position:absolute;right:-170px;top:-120px;width:520px;height:520px;border-radius:50%;background:rgba(32,199,90,.13)}
.hero:after{content:"";position:absolute;left:48%;top:-120px;width:340px;height:340px;border-radius:50%;background:rgba(28,118,223,.20)}
.hero .wrap{position:relative;z-index:1;max-width:1180px;margin:auto;padding:68px 18px 72px;display:grid;grid-template-columns:1.04fr .96fr;gap:46px;align-items:center}
.eyebrow{display:inline-flex;gap:8px;align-items:center;background:rgba(32,199,90,.16);border:1px solid rgba(110,255,173,.38);border-radius:999px;padding:7px 13px;color:var(--mint);font-size:.75rem;font-weight:950;text-transform:uppercase;letter-spacing:.13em}
.hero h1{font-size:clamp(2.7rem,5vw,4.7rem);line-height:.98;margin:20px 0 20px;letter-spacing:-.06em;font-weight:1000;max-width:650px}.hero h1 .highlight{color:var(--mint)}
.hero p{font-size:1rem;color:#dbe8ff;max-width:610px;margin:0 0 20px}.stats{display:flex;gap:34px;flex-wrap:wrap;margin:26px 0}.stat{background:transparent;border:0;border-radius:0;padding:0;min-width:110px}.stat b{display:block;font-size:1.75rem;color:var(--mint);font-weight:1000;line-height:1}.stat{color:#9eb8e0;font-size:.7rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 25px;border-radius:8px;text-decoration:none;font-weight:950}.btn.primary{background:var(--green);color:#fff}.btn.secondary{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.22);color:#fff}.btn:hover{filter:brightness(1.06)}
.quote-card{background:#fff;color:var(--ink);border-radius:16px;padding:28px;box-shadow:var(--shadow);border-top:4px solid var(--green)}.quote-card h2{margin:0 0 6px;color:var(--ink);font-size:1.55rem;line-height:1.15}.quote-card p.small{margin:0 0 20px;color:var(--muted);font-size:.92rem}.form{display:grid;gap:11px}.form input,.form select,.form textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:9px;font-size:.98rem;background:#f7f9fe;color:var(--ink)}.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid rgba(32,199,90,.22);border-color:var(--green)}.form textarea{min-height:96px}.form button{border:0;border-radius:8px;background:#1d4598;color:#fff;padding:14px 16px;font-size:1rem;font-weight:950;cursor:pointer}.form button:hover{background:var(--green)}.form small{color:var(--muted);font-size:.82rem}.success{display:none;background:#eafaf1;border:1px solid #b8ebcf;color:#0b5d3a;border-radius:12px;padding:13px;margin-top:10px;font-weight:850}
.section{padding:62px 18px}.section.alt{background:var(--soft)}.wrap{max-width:1180px;margin:auto}.section h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.08;color:var(--ink);margin:0 0 12px;letter-spacing:-.035em}.lead{color:var(--muted);font-size:1.08rem;max-width:930px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:19px;margin-top:25px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 12px 30px rgba(6,26,77,.06)}.card:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(6,26,77,.10)}.card h3{margin:0 0 9px;color:var(--ink)}.card a{font-weight:950;color:var(--royal);text-decoration:none}.icon{width:42px;height:42px;border-radius:13px;background:#e8f1ff;display:grid;place-items:center;font-weight:950;color:var(--royal);margin-bottom:12px}.two{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:22px}.area-grid a,.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 13px;text-decoration:none;font-weight:900;color:var(--royal);display:inline-block}.area-grid a:hover,.pill:hover{border-color:var(--green);color:#0c8d3a}.coverage-list{columns:2;margin:18px 0 0;padding-left:20px}.coverage-list li{margin:7px 0}.minihero{background:linear-gradient(120deg,#1b4498,#0f7bd6);color:#fff;border-bottom:3px solid var(--green)}.minihero .wrap{padding:52px 18px}.crumb{font-size:.9rem;color:#dbe8ff;font-weight:850}.crumb a{text-decoration:none;color:#fff}.minihero h1{font-size:clamp(2rem,4.6vw,3.5rem);line-height:1.04;margin:12px 0;color:#fff;letter-spacing:-.045em}.minihero p{font-size:1.08rem;color:#e6f0ff;max-width:920px}.notice{background:#f0fff6;border:1px solid #b8ebcf;border-radius:16px;padding:17px;margin:18px 0}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin:10px 0;padding:15px}.faq summary{cursor:pointer;font-weight:950;color:var(--ink)}.localbox{background:#fff;border-left:6px solid var(--green);border-radius:16px;padding:20px;box-shadow:0 8px 24px rgba(6,26,77,.06)}.footer{background:#08265f;color:#dcebf8;padding:42px 18px 95px}.footer .cols{max-width:1180px;margin:auto;display:grid;grid-template-columns:1.25fr 1fr 1fr 1fr;gap:25px}.footer h3,.footer h4{color:#fff;margin-bottom:8px}.footer a{display:block;color:#dcebf8;text-decoration:none;margin:6px 0}.footer a:hover{color:var(--mint)}.footbottom{max-width:1180px;margin:28px auto 0;border-top:1px solid rgba(255,255,255,.14);padding-top:18px;color:#a8c5dd;text-align:center;font-size:.92rem}.sticky{position:fixed;left:18px;right:18px;bottom:16px;z-index:90;display:flex;justify-content:center;pointer-events:none}.sticky a{pointer-events:auto;background:var(--green);color:#fff;text-decoration:none;padding:13px 18px;border-radius:999px;font-weight:950;box-shadow:var(--shadow)}.file-list{font-size:.9rem;color:var(--muted);margin-top:-5px}.schema-note{font-size:.9rem;color:var(--muted)}

/* Drag & drop multi-file upload */
.sr-file-input{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.dropzone{border:2px dashed #9cbaf6;background:#f3f7ff;border-radius:15px;padding:18px 14px;text-align:center;cursor:pointer;transition:.18s ease;outline:none}
.dropzone:hover,.dropzone:focus{background:#eef5ff;border-color:var(--blue);box-shadow:0 0 0 4px rgba(25,95,210,.08)}
.dropzone.dragover{background:#e8fff4;border-color:var(--green);transform:translateY(-1px)}
.dropzone.has-files{border-color:var(--green);background:#effdf6}
.dropzone-icon{width:42px;height:42px;border-radius:14px;margin:0 auto 8px;background:var(--blue);color:#fff;display:grid;place-items:center;font-size:1.55rem;font-weight:950}
.dropzone-title{font-weight:950;color:var(--navy);font-size:.98rem}
.dropzone-subtitle{color:var(--blue);font-weight:850;font-size:.9rem}
.dropzone-types{color:var(--muted);font-size:.82rem;margin-top:3px}
.enhanced-file-list{margin-top:8px;color:var(--ink);font-size:.9rem}
.file-chip{display:flex;align-items:center;gap:8px;justify-content:space-between;border:1px solid var(--line);background:#fff;border-radius:12px;padding:8px 10px;margin-top:7px}
.file-name{font-weight:850;color:var(--navy);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.file-size{color:var(--muted);font-size:.82rem;white-space:nowrap}
.file-remove{border:0;background:#fff2f2;color:#9c1d1d;border-radius:999px;padding:5px 8px;font-weight:900;cursor:pointer}
.file-remove:hover{background:#ffe1e1}
@media(max-width:620px){.file-chip{align-items:flex-start;flex-direction:column}.file-remove{align-self:flex-start}}

@media(max-width:980px){.hero .wrap,.two{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.area-grid{grid-template-columns:1fr 1fr}.footer .cols{grid-template-columns:1fr 1fr}.menu{display:none}.coverage-list{columns:1}}
@media(max-width:620px){.topstrip .wrap{display:block}.topstrip span{display:block;margin:3px 0}.hero .wrap{padding:48px 18px}.hero h1{font-size:2.8rem}.cards,.area-grid,.footer .cols{grid-template-columns:1fr}.brandtext{font-size:1.12rem}.section{padding:42px 18px}}